10th Cir. Affirms Dismissal of Goodwill Industries’ COVID-19 Coverage Action

  • Opinion

DENVER — The 10th Circuit Court of Appeals has affirmed that a non-profit company cannot recoup its COVID-19-related economic losses from Philadelphia Insurance Co. because it did not sustain “physical loss of or damage to” property, as required by the policy.

In a Dec. 21 opinion, the appellate panel explained that the insured’s temporary inability to use its property for its intended purpose was not a “direct physical loss.” To conclude otherwise would ignore the word “physical” and violate the requirement that every part of a policy be given meaning, the panel explained.

Goodwill Industries of Central Oklahoma Inc. …


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