Absence of Virus Exclusion Does Not Create Coverage, Fla. Federal Judge Rules

  • Order

MIAMI — A federal magistrate judge has dismissed a COVID-19 coverage action filed against Westchester Surplus Lines Insurance Co. by the owner of a Fort Lauderdale, Fla., Italian restaurant, rejecting its argument that the absence of a virus in the policy creates coverage for its economic losses.

In a May 4 order, Magistrate Judge Jonathan Goodman of the U.S. District Court for the Southern District of Florida agreed with most courts nationwide that neither government closure orders nor the COVID-19 virus itself causes property damage.

The judge explained that under Florida law, the phrase “direct physical loss of or damage …


HarrisMartin's MDL Conference

July 24, 2024 - Portland, ME
The Westin Portland Harborview


HarrisMartin's Mass Tort Settlements Conference - Sponsored by Milestone

June 27, 2024 - Buffalo, NY
The Richardson Hotel Buffalo