Dental Practice Files Class Action Against Insurer, Demanding Coverage for COVID-19 Losses

SEATTLE — A Bellevue, Wash., dental practice has filed a proposed class action against American Fire and Casualty Co., seeking coverage for business income losses it sustained after state and local COVID-19 civil authority orders barred it from performing anything but emergency procedures.

In a May 14 complaint filed in the U.S. District Court for the Western District of Washington, Cascadia Dental Specialists Inc. says the orders triggered coverage under the Aspen policy’s provisions for Income, Extra Expense, Extended Business Income, and Civil Authority.

In response to the outbreak of the COVID-19 virus in the United States, Washington Governor Jay …