Dental Chain Sues Citizens Insurance in Ill. Federal Court for COVID-19 Coverage

  • Complaint

CHICAGO — The owner of a Chicago dental office chain has filed a class action against Citizens Insurance Company of America, seeking a declaratory judgment that the carrier is obligated to pay business losses arising from the COVID-19 pandemic.

In a May 6 complaint filed in the U.S. District Court for the Northern District of Illinois, Image Dental LLC says losses it suffered after government orders required it to stop performing “non-essential” dental procedures are covered under its policy’s “Business Income” coverage.

Image Dental further argues that the “Civil Authority” and “Extra Expense” provisions in the Citizens policy are triggered …

  • Schneider Wallace Cottrell Konecky LLP
  • The Law Offices of Michael M. Mulder


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